We offer fast loan approval and competitive interest rates.

Pay Day Loans

Times are tough amid a slow economy and escalating prices. We can help to assist you in an emergency financial situation before your salary is due.

Personal Loans

Need funds to meet your personal needs? We have short-term repayment loans to suit your requirement.

Business Loans

We can help to provide funding for your business needs – purchases of stocks, expansion of space, additional cashflow for working capital. We offer short terms loan at competitive rates.








Since 2017

Benecap Sdn Bhd is a licensed money lender (kredit komuniti) located in Kuala Lumpur, licensed under the Money Lenders Act 1951, regulated by the Ministry of Housing and Local Government.

We have been in operations since 2017 serving individuals and companies. We offer a numerous loan products to suit various financing requirements.

We use the latest technology to provide you with easy loan application process, fast approval using intelligent risk management systems, quick disbursement of funds direct to your bank account or e-wallet, many payment channels to facilitate hassle-free repayment of loans, easy monitoring of loan position though personal ledger, reminders and alerts for prompt repayment to avoid unnecessary late payment charges.

Our Terms

Loan Period

7 Days to 24 Months

Interest Rate

Maximum For Secured Loan: 12% p.a.

Maximum For Unsecured Loan: 18% p.a.

Loan Amount

Minimum RM200

Maximum RM1,000,000.00



Citizen or permanent resident


Above 21 years of age. Also not an undischarged bankrupt nor facing bankruptcy proceedings


Proven valid income

Contact Us

Name: Benecap Sdn Bhd (1082135-K)

Business: Licensed Money Lender / Community Credit

Address: 32-16 Q Sentral, 2A Jalan Stesen Sentral 2, Kuala Lumpur Sentral 50470 Kuala Lumpur

Telephone: 03-27850551

License number: WL6627/14/01-3/150321

Tenure of Licence: 16/3/2019 – 15/3/2021

Thank you for contacting us. We have received your enquiry and will respond to you as soon as possible. For urgent enquiries please call us.